LIVESTRONG:

And in June 2013 we are back in the revolving door of doctors, this time for my heart. So the focus has shifted, BUT... I continue to THANK YOU for your prayers, love & support. I receive them with open & loving arms. My wish is that I will gain strength from you, will provide strength to others & will help to strip away the fears we each experience.


LIVESTRONG: I am strong. I am loved. I am healthy. WE WILL WIN!

Have you or your loved one had their annual mammogram? PLEASE, don't put it off. Speaking from experience, I highly recommend monthly self exam as well.

WARNING:
Contents may be uplifting, sad, funny, scary, downright depressing ~ THAT IS CANCER .... at it's best, at its worst.

PLEASE ~ Feel free to share this blog with anyone who is interested to learn about my journey. While I welcome their support, I hope that by sharing this experience freely to the universe I may help to support others by breaking down some of the barriers and fear associated with breast cancer and the treatment.

Tuesday, February 12, 2013

Makes No Sense

It makes no sense....

  • My Anthem Blue Cross health premium has increased $156/month. That is $1,872/year increase.
  • I now pay $939/month for me alone. That is $11,268/year. (Nope; Marks retirement from Fire Service did not provide any health benefits. They conveniently made that change a few years before he retired. Thank you GEFD for this.)
  • Because of my high deductible of $7,500/year, I rarely submit things to insurance these days. This is because if I contract to do private pay at time of service with my providers, I can negotiate the cost down to nearly 1/3 what they would charge my insurance --- BECAUSE, it is all coming from my pocketbook anyway. And I don't expect to reach the deductible this year.
  • So why do I carry health insurance?

I know why; really I do. It is because I could have a recurrence of  cancer or a catastrophic situation that would be more than $7,500/year. In that case, $7,500 is the most I would pay that year.

But it is just all so hard to accept on a month-by-month basis.

I so look forward to 2014 when there will hopefully be a change that will prevent me from going broke from paying for health insurance.

There.... I feel better now. Thank you for listening/reading.  :-)

L I F E   I S   G R E A T


Debbie... aka the cancer warrior ... AND SURVIVOR!!!

LIVESTRONG
• I AM STRONG • I AM HEALTHY • I AM LOVED •


Feel free to leave a comment below. It would be just fabulous to know you have visited.


2 comments:

  1. Look for changes next year with the new healthcare programs. There should be affordable options for you.

    ReplyDelete
  2. Thank you, Caroline. I am hopeful...

    ReplyDelete

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Debbie