Makes No Sense

It makes no sense....

• My Anthem Blue Cross health premium has increased $156/month. That is $1,872/year increase.

• I now pay $939/month for me alone. That is $11,268/year. (Nope; Marks retirement from Fire Service did not provide any health benefits. They conveniently made that change a few years before he retired. Thank you GEFD for this.)

• Because of my high deductible of $7,500/year, I rarely submit things to insurance these days. This is because if I contract to do private pay at time of service with my providers, I can negotiate the cost down to nearly 1/3 what they would charge my insurance --- BECAUSE, it is all coming from my pocketbook anyway. And I don't expect to reach the deductible this year.

• So why do I carry health insurance?

I know why; really I do. It is because I could have a recurrence of  cancer or a catastrophic situation that would be more than $7,500/year. In that case, $7,500 is the most I would pay that year.

But it is just all so hard to accept on a month-by-month basis.

I so look forward to 2014 when there will hopefully be a change that will prevent me from going broke from paying for health insurance.

There.... I feel better now. Thank you for listening/reading.  :-)

L I F E   I S   G R E A T

Debbie... aka the cancer warrior ... AND SURVIVOR!!!

LIVESTRONG: 

• I AM STRONG • I AM HEALTHY • I AM LOVED •

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